Workers Compensation Indiana
Most employers are required to have workers' compensation in Indiana.
Workers' compensation insurance provides benefits to workers that get sick or injured as a result of their job. Hoosier State workers' compensation helps to protect the business owners by decreasing their risk of work-related injuries. Your legal fees can be covered if an injured worker's loved ones sues.
To comply with Indiana's workers' compensation laws and help protect your business and employees, you can buy coverage from private insurance carriers, like The Hartford.
Indiana Workers' Compensation Coverage
For workers' compensation benefits, the worker does not need to prove their employer to be at fault. Indiana workers' compens benefits cover employee medical costs if the worker is sick or has been hurt as a consequence of their job. The benefits can be used to replace lost wages or partial work absences due to a work-related injury. Indiana workers' comp may pay two-thirds the average weekly wage of employees if a doctor gives an order to an employee not work. For an accident occurring after July 1, 2006, the maximum weekly wage is $600.2. It is crucial to file workers' compensation claims promptly in order for your employees to receive benefits. This can prevent you being penalized by the state. If an employee is injured on the job, they must notify their insurance company within 30 days. Waiting more than 30 days could mean an employee's claim is denied.3 After hearing about an employee's injury, you have seven days to report it to your insurance carrier.4
Exemptions under the Indiana Workers' Comp Laws
There are few exemptions from Indiana's Workers' Compensation laws.
Solo proprietors, Partners and Members of an LLC5
Licensed real estate agents8
You can get workers' comp insurance for such employees.
Proof Of Indiana Workers' Compensation Coverage
The Hartford can provide proof of Indiana worker's compensation coverage if you have insurance. Proof of coverage is also known as a certificate of insurance. A certificate of insurance is vital because it allows employers to show that they have worker's comp coverage. The policy can include details about the injuries covered.
Quote today to see how you could get insurance certificate.
Indiana: Workers compensation work
Indiana workers' benefits are available to help employees get medical care if they become sick or have been hurt at work. Injuries or illness that occur on the job must be reported by employees within thirty days. Waiting more than 30 days could mean an employee's claim is denied.
Does Indiana Require Workers Compensation?
Indiana requires all employers to have workers' compensation coverage. It covers medical expenses for employees who are injured while on the job. Contrary some state workers' compensation laws, this policy does not depend on how many people work for a particular business.
How Do I File For Workers Compensation In Indiana?
- This is a step-by-step guide for workers' compensation claims.
- Step #1: Seek medical attention.
- Step #2: Notify your employer.
- Step 3 Make sure you have the proper form filed by your employer
- Step 4: Wait until you receive an answer from your insurance provider.
Is it possible to get Workman's Comp in Indiana for longer than a year?
A. The statute of limitations is two years from date of last payment, or alternatively two years from date of injury. Workers Compensation Board cannot give you legal advice regarding your specific claim. Please contact legal counsel.
.Workers Compensation Indiana